Business Tax Payment Plan Estimator
Estimate potential monthly payments under an IRS Installment Agreement or a conservative Offer in Compromise settlement for business tax debts.
This estimator provides a quick scenario overview to help business owners explore options when full payment isn't possible. Results are heuristic estimates and not official IRS determinations.
What This Tool Does
- Quickly estimate potential IRS Installment Agreement monthly payments based on your business finances
- Calculate your Reasonable Collection Potential (RCP) used in Offer in Compromise evaluations
- Get a conservative OIC estimate to explore potential settlement options
- Receive personalized recommendations based on your disposable income and assets
Who Can Use This Tool
- Small business owners facing IRS tax debt and exploring payment options
- Entrepreneurs evaluating Installment Agreements vs. Offers in Compromise
- Business owners preparing for conversations with tax professionals
- Companies seeking to understand their options before contacting the IRS
Calculate Your Payment Options
Enter your financial details below to estimate your potential payment plan
Frequently Asked Questions
What is an IRS Installment Agreement (IA)?
An IA spreads unpaid tax over monthly payments. Terms vary; this tool uses a 72-month example for estimation only.
What is an Offer in Compromise (OIC)?
An OIC is a settlement where the IRS may accept less than full tax owed when collection is unlikely. Qualification is case-by-case.
Can this estimator be used for filing decisions?
No. This calculator provides a rough estimate. Consult a tax professional and the IRS for exact eligibility and amounts.
What is Reasonable Collection Potential (RCP)?
RCP is the IRS calculation of your ability to pay, based on your assets and future income. It helps determine OIC eligibility.
Get Expert Help With Your IRS Payment Plan
This calculator provides estimates only. Speak with an experienced tax professional to get personalized advice tailored to your specific situation.